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Keep Your House And Car

If you are asking yourself, “Can I keep my home and car?” If I file bankruptcy, chances are the answer is yes.

As bankruptcy lawyers in Charlotte and Chicago, we talk to many people who are afraid to file because they will lose their house and car. While it may be true that some people do have to give up their house or cars, this is usually because they cannot afford the payments in the first place. For most people filing Chapter 7 or Chapter 13 bankruptcy, it is possible to “exempt” the mortgage and/or car loan and “reaffirm” their intent to continue to make monthly payments.

Get A Fresh Start For You And Your Family

If you are overwhelmed with debt and juggling your monthly bills, it makes sense to explore getting a fresh start through bankruptcy. Our U.S. bankruptcy laws make it possible for people to eliminate the debt they need to discharge, but keep the debt they wish to continue paying.

The day you file your bankruptcy in court, all creditor and bank legal actions must come to a stop. Avoid foreclosure and stop repossession by filing now.

Call Hoard Law, P.C. to schedule a consultation. We will listen to your concerns. Review your debt circumstances and explain the easy steps to helping you get out of debt. If we feel that keeping your house or car isn’t your best option for staying out of future debt, we will be honest with you.

Contact Us To Speak To An Attorney

From our offices in Charlotte and Chicago, we represent clients filing in North Carolina and Illinois bankruptcy courts. Call us at 704-954-8094 or send an email with a brief description of your current debt situation. We will schedule a time to meet.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.